Hilton Honors American Express Surpass® Card

Annual Fee:

• $150

Points Earning:

• 12X points on eligible purchases made directly with hotels and resorts within the Hilton portolio
• 6X points on dining at U.S retaurants
• 6X points on groceries at U.S supermarkets
• 6X points on gas at U.S. gas stations
• 4X points U.S. online retail purchases
• 3X points on all other eligible purchases

Perks & Benefits:

• $200 Hilton Credit broken down to $50 per quarter
• Free Night certificate after $15K spend in a calendar year
• Hilton Gold status
• Hilton Diamon status after $40K spend in a calendar year
• National Car Rental Emerald Club Executive® status

My Thoughts:

• Must have for the Hilton loyalist – this card is a workhorse and can generate points quickly.
• Worth it for the $15K spend to obtain a Free Night Certificate.
• The quarterly credits offset the annual fee.
• This is the must have companion to the Hilton Aspire now that AMEX/Hilton have ruined the Hilton Business card.
• The perfect companion for the Hilton Aspire.

Additional Resources:

VIDEOS

• Chad’s Money Minutes – The Hilton Surpass Amex Unboxing!
• JP Knowledge – The New Hilton Surpass Card!! Is It Better??
• Anthony Venture – The Hilton Surpass Card Is Way BETTER Than You Think
• Luke’s Points and Miles – American Express Hilton Honors Surpass Card
• Stan The Credit Frog – The BEST 2-Card Hilton Credit Card Strategy

ARTICLES

• One Mile At A Time – 8 Reasons To Get The Hilton Surpass Card
• Thrifty Traveler – Big Changes to the Hilton Aspire & Surpass Cards: Higher Fees, New Perks
• One Mile At A Time – Amex Hilton Honors Surpass Card Review: Gold Status & More
• Upgraded Points – Hilton Honors American Express Surpass Card – Full Review (2024)