American Express Platinum® Card

Annual Fee:

  • $695
  • $195 per each Authorized User

Points Earning:

  • 5X points for flights booked directly with airlines or through American Express Travel portal
  • 5X points on prepaid hotels booked through AmexTravel
  • 1X points on all other purchases

Perks & Benefits:

  • $200 Fine Hotels & Resorts credit
  • $240 Digital Entertainment credit
  • $155 Walmart+ Credit
  • $200 Uber Cash
  • $200 Airline Fee credit
  • $100 Saks Fifth Avenue credit
  • $189 CLEAR® credit
  • The Global Lounge Collection
    • Centurion Lounges
    • Escape Lounges
    • Priority Pass Lounges
    • Plaza Premium Lounges
  • Delta Sky Club® when flying Delta the same day
    • 10X per calendar year
    • Unlimited after $75K spend in a calendar year
  • Hilton Gold status
  • Marriott Gold status
  • Rental car status
    • National Emerald Club Executive
    • Avis Preferred Plus
    • Hertz Gold Plus President’s Circle
  • Extensive Transfer Partners

My Thoughts

  • I have a Love/Hate relationship with the Platinum Card. On one hand – it offers unparalleled travel benefits & perks. On the other – you need to put some work in to offset the annual fee.
  • Great card for lounge access across the board. Especially if you fly Delta without status and/or don’t have the AMEX Delta Reserve card.
  • The Platinum Card currently works out for me + family as Delta is our preferred airline. But it definitely gets evaluated every year to see if it’s still a keeper or not.
  • The American Express Platinum® Card. Never fly without it.

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